Pay Down Debt or Invest?

If you have extra cash on hand and you'd like to put it to good use, deciding whether to pay down debt or put it towards investments can be tricky. This tool can help to determine which option will yield the greatest rewards; just be sure to keep in mind the risks involved (i.e., you can't always predict what will happen to money you invest, but you always have a financil obligation to pay back your debts). 

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