Everyone’s financial situation is different, but one thing everyone has in common is taxes and, if we’re lucky, a nice refund with which we need to figure out what to. Should you spend, save or invest it? How you decide to use your return is ultimately up to you but there are certain advantages to each strategy, and depending on your unique financial situation some options might be more beneficial to you than others. Should you fund your emergency savings or pay off your high interest debt? Should you invest for your retirement or pay down your mortgage? Check out the infographic below to find out the outcome of using this refund in four different ways.